The above graphic show its takes time for your initial investment to grow. Other advantages to having and endowment with JSEF is we are a nonprofit preventing the future funds to be taxed.  The next graphic shows how JSEF continues to give grants year after year and still continue to grow. Donations to an endowment fund are intended to be given for perpetuity.  Your initial money is not meant to be withdrawn. (Did you know we started this organization with only $50,000). This start will continue to generate 4-5% a year and is set up to generate income in form of dividends/interest.  The dividends can be used by applying for a grant.  The remaining amount should be reinvested to grow the future potential event greater.  All on top of the fact that your original investment continues to grow in value.